WHAT IS ONESTPAY™?

ONESTPAY™ is a platform connecting you and stores

You prepay stores for planned purchases

Stores reward you for advance payment boosting your spending power

"Save Now, Earn Rewards, Shop Smart" with OnestPay™

PARTICIPATE IN ONESTPAY™ SURVEY

Your Inputs will help us crafting improved payment experience

JOIN ONESTPAY™ COMMUNITY

As a first step, take our survey, and your participation will help us craft a cutting-edge payment experience tailored to what matters most to you.

Take Survey

DIGITAL CURRENCY: GOLD CASH & GREEN CASH

ONESTPAY™ introduces a dual digital currency system—Gold Cash and Green Cash—offering flexibility and rewards when you pay in advance to trusted stores.


  • What Is Gold Cash? Gold Cash is buying power you get by paying in advance to stores with ONESTPAY™.
  • How Gold Cash Works? You browse ONESTPAY™ for reward offers from trusted stores. If you like an offer, you pay in advance, and the amount is credited to you as Gold Cash. You can use this Gold Cash for purchases in-store or online with the merchant.
  • What are the key features of Gold Cash?Gold Cash never expires, and you can share, gift, trade or donate it to others.

  • What it Green Cash? Green Cash is a reward you earn for buying Gold Cash.
  • How Green Cash Works? When you purchase Gold Cash, you also receive Green Cash as a bonus. You can combine Green Cash with Gold Cash for purchases in-store or online with the merchant.
  • What are the key features of Green Cash? You can redeem Green Cash for purchases online or in store. Unused Green Cash will be converted to cash on the expiry date. Green Cash cannot be shared, gifted, traded or donated.

HOW ONESTPAY™ WORKS?

ONESTPAY™ offers a platform where you prepay for future purchases, and stores reward their commitment.

Sign-Up & Fund Account
  • Create ONESTPAY™ account using email id and phone number.
  • Link bank account and/or debit card to ONESTPAY™ account.
  • Add funds to ONESTPAY™ account from linked bank account and/or debit card
Buy Gold Cash, Earn Green Cash
  • Browse Gold Cash & Green Cash deals from trusted stores on ONESTPAY™ platform.
  • Select one or more Gold Cash deals from stores and add them to your wallet.
  • Pay with your ONESTPAY™ account balance.
  • Earn bonus Green Cash as a reward for buying Gold Cash.
Shop, Share, and Redeem
  • Use Gold Cash and Green Cash to shop at stores, websites, or apps.
  • Gift or donate Gold Cash to friends, family, or charities.
  • Magnify your bonus Green Cash by sharing.
  • Redeem Green Cash for cashback.
Track Your Account
  • Monitor balance, spending, and rewards in the dashboard.
  • Stay updated on offers, promotions, and ways to earn more Green Cash.
  • Manage and monitor your gifting, donations, and group buying activities.

Why ONESTPAY™?

ONESTPAY™ offers a platform where you prepay for future
purchases, and stores reward their commitment.

Make Your Money Work

Instead of leaving your money idle in a bank earning minimal interest, ONESTPAY™ offers a smarter way to manage your finances.

Prepay trusted stores

Pay stores upfront and receive GOLD Cash from trusted stores, giving you flexibility in spending.

Earn Rewards and Cashback

Earn significant cashback and Green Cash bonus from stores, adding value to every transaction.

Use for multiple purposes

Shop, gift, donate, trade, redeem share your GOLD Cash and Green Cash balances with ease.

More value and flexibility

ONESTPAY™ offers far more value and flexibility than any traditional bank account, helping you empower your spending.

Maximize your rewards

ONESTPAY™ lets you get more out of every dollar—unlock the benefits of this innovative payment system now!

ONESTPAY™ Easy INSTALLMENTS
FOR BIG-TICKET PURCHASES

For high-value items like electronics, furniture, appliances, jewelry, and planned events, use OnestPay™ to prepay in easy installments and enjoy savings and rewards along the way

furniture

appliances

jewelry

wedding

travel

Christmas

Spread Out Costs

Break down large purchases into manageable, pre-scheduled payments

Earn Rewards with Each Payment

Each advance installment adds rewards to your balance, boosting your spending power for future purchases.

Enjoy Peace of Mind

Know that your payments are going directly to trusted stores with built-in benefits.

ONESTPAY™: REWARDING CONNECTIONS
Gift, Donate, Share, Save Together

ONESTPAY™ is more than a payment platform—it’s a social rewards experience that lets you use your balance in ways that create meaningful impact.

Gift with Gold Cash

Share Gold Cash with family and friends, giving them the benefits of ONESTPAY™ while earning rewards.

Donate with Gold Cash

Support causes that matter by donating Gold Cash to trusted charities and non-profits, amplifying the impact of your ONESTPAY™ balance.

Share and Boost Rewards with Green Cash

Share Green Cash with friends and family to grow your Green Cash Bonus, maximizing your rewards with every share.

Group Buy for Bigger Savings

Pool resources with friends and family on OnestPay™ to unlock exclusive discounts and special deals.

ONESTPAY™: MAXIMUM FLEXIBILITY
Trade Gold Cash, Redeem Green Cash

ONESTPAY™ adapts to your changing needs, whether it’s shifting
purchase preferences or liquidity requirements

Trade Gold Cash

If your purchase decision changes, trade and exchange Gold Cash within the ONESTPAY™ community

Redeem Green Cash

Convert Green Cash directly into cash when you need it, offering you quick access to funds

JOIN ONESTPAY™ COMMUNITY

Shape the Future of Everyday Payments

Your Insights Fuel Innovation!

Take Survey

Get a Chance to Win $50 Gift Cards

  • 1 Payment innovation doesn’t happen every day—but now is your chance to define the next generation of payment systems.
  • 2 Become a co-creator as we build ONESTPAY™, a revolutionary payment system designed for everyday spending
  • 3 As a first step, take our survey, and your participation will help us craft a cutting-edge payment experience tailored to what matters most to you.
  • 4 Complete the survey for a chance to win a gift card—a token of our appreciation for your valuable insights!
  • 5 We’d love for you to stay with us on this journey. Indicate your interest for continued participation in the survey form as we build OnestPay platform.