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Privacy Policy

ONESTPAY™ is highly committed to maintaining the confidentiality, integrity, and security of any personal information about its users. This Privacy & Security Policy explains how it protects personal information provided through their website ONESTPAY™ (the website) and how it uses that information in connection with the services offered through the Site. Personal information, for purposes of this Policy, means information that identifies the user; such as their name, address, phone number, fax number, or e-mail address.
ONESTPAY™ stresses its privacy and security standards to guard against identity theft and provides security for personal information of the user.


The Privacy Of Users Is Not For Sale

To put it simply, ONESTPAY™ does not and will not sell or rent its users’ personal information to anyone, for any reason, at any time. ONESTPAY™ uses and discloses the users’ personal information only as follows:

  • In order to analyze site usage and improve its service
  • To fulfill one’s requests for certain products and services
  • For market research, project planning, troubleshooting problems, detecting and protecting against errors, frauds or other criminal activities
  • To third-party contractors that provide services to ONESTPAY™ and are bound abide by the same privacy restrictions
  • To enforce ONESTPAY™’s Terms of Use
  • In the event that the users access the service as brought to them by one of ONESTPAY™’s co-brand partners, through a co-branded URL, their e-mail address used for registration on the service may be provided to that co-brand partner.

ONESTPAY™ Limits The Collection And Use Of Personal Information
Certain features of ONESTPAY™ are available to its users without registration or the need to provide to them any information. However, other features of the Site or the Service may require registration, which requires an e-mail address, a password and the users’ location information. In order to benefit from the full functionality of the Service, users must provide their third-party account credentials to allow ONESTPAY™ to access their account data at other financial institutions for their use.
From time to time, ONESTPAY™ may request other personal information to provide its users with other benefits of the Service. In all such instances, the user will be given the option to either accept or decline to provide that information, and it will be used only for the stated purpose. ONESTPAY™ may take anonymous or aggregate personal information and disclose such data only in a non-personally-identifiable manner to:

  • Advertisers or other third parties for their marketing and promotional purposes; such as the number of users who applied for a credit card, or how many users clicked on a particular ONESTPAY™ Offer.
  • Organizations approved by ONESTPAY™ that conduct research into consumer spending.
  • Users of the Service for purposes of comparison of their personal or financial situation relative to the broader community.

Such information does not identify the user individually. Access to their Registration Information, Account Credentials, Account Information, and any other personal information that the user provides is strictly restricted and used in accordance with specific internal procedures and safeguard governing access, in order to operate, develop or improve the Service. These individuals have been selected in accordance with ONESTPAY™’s security policies and practices, and are bound by confidentiality obligations. They may be subject to discipline, including termination and criminal prosecution if they fail to meet these obligations. ONESTPAY™ may also use third party vendors or service providers to help us provide the Service to you, such as sending e-mail messages on our behalf or hosting and operating a particular feature or functionality of the Service. ONESTPAY™’s contracts with these third parties outline the appropriate use and handling of the users’ information and prohibit them from using any of your personal information for purposes unrelated to the product or service they are providing. ONESTPAY™ requires such third parties to maintain the confidentiality of the information it provides to them.


Changes To User’s Registration Information
If the user’s Registration Information changes during their subscription to ONESTPAY™, the user may update it anytime via the Service.


Online Session Information And Use Is Only Used To Improve The User’s  Experience
When one visits ONESTPAY™ website, the site may collect technical and navigational information, such as computer browser type, internet protocol address, pages visited, and the average time spent on the ONESTPAY™ site. This information may be used to alert the user about software compatibility issues, or it may be analyzed to improve ONESTPAY™’s web design and functionality.
The “Cookies” are alphanumeric identifiers in the form of text files that are inserted and stored by the user’s web browser on their computer’s hard drive. ONESTPAY™ may set and access cookies on the user’s computer to track and store preferential information about its user. ONESTPAY™ may gather information about them through cookie technology. For example, ONESTPAY™ may assign a cookie to the user in order to limit the number of times one sees a particular ONESTPAY™ Offer or to help determine better which of the ONESTPAY™ Offers are best to serve them.
Please note that most Internet browsers will allow the user to stop cookies from being stored on their computer, and to delete cookies stored on their computer. If the user chooses to eliminate cookies, the full functionality of the Service may be impaired for them.
ONESTPAY™ encodes its cookies so that it only can interpret the information stored in them.
Web beacons are several images embedded in a web page or an e-mail for the purpose of measuring and analyzing site usage and activity. ONESTPAY™ or third party service providers acting on its behalf may use web beacons to help ONESTPAY™ analyze Site usage and improve the Service.
ONESTPAY™ may use third-party service providers to analyze certain online activities. These service providers may help ONESTPAY™ measure the performance of its online campaigns or analyze visitor activity on the ONESTPAY™ website. The website may permit these service providers to use cookies and other technologies to perform these services for ONESTPAY™. It does not share any personal information about its customers with these third party service providers, and these service providers do not collect such information. The third party service providers are required to comply fully with this Privacy and Security Policy.


Third Parties That Offer Other Products Or Services Will Not Be Given Personal Information Of The User Without Their Permission
There are a numerous separate products and services offered by third parties advertised on ONESTPAY™’s website, and through the Service that may be complementary to the user’s use of ONESTPAY™, such as lenders, banks, credit card issuers and brokerage institutions. If one chooses to use these separate products or services, discloses information to the providers, or grants them permission to collect information about themselves, then their use of the user’s information is governed by their privacy policies. One should evaluate the practices of external services providers before deciding to use their services. ONESTPAY™ is not responsible for their privacy practices. If a user clicks on a link to a third party site, ONESTPAY™ encourages them to check the privacy policy of that site first. ONESTPAY™ may present links in a format that enables the users to keep a track of whether these links have been followed, and whether an action has been taken on a third party website. ONESTPAY™ uses this information to improve the quality of its services offered and customizes content on the Service.

Blogs And Other Forums On ONESTPAY™
If one uses a bulletin board, blog, or chat room on ONESTPAY™, they should be aware that any information they submit there can be read, collected, or used by other users, and could be used to send the user unsolicited messages. We are not responsible for the personal information they choose to submit in these forums. These forums may be hosted by ONESTPAY™ or by one of its third party service providers on ONESTPAY™’s behalf.

Contests, Giveaways, And Surveys
From time to time, ONESTPAY™ may offer users the opportunity to participate in contests, giveaways, and other promotions. Any information submitted in connection with such activities will be treated in accordance with this Privacy and Security Policy, except as specifically set forth in the rules for those contests, giveaways, or promotions. From time to time, ONESTPAY™ may also ask users to participate in surveys designed to help ONESTPAY™ improve the Site. Any personal information provided to ONESTPAY™ in connection with any survey will be used only in relation to that survey and as elsewhere set forth in this Policy.

Disclosure Of User’s Information To Protect Our Rights Or If Required By Law
Notwithstanding the foregoing, ONESTPAY™ reserves the right (and users authorize ONESTPAY™) to share or disclose their personal information when ONESTPAY™ determines, in its sole discretion, that the disclosure of such information is necessary or appropriate:

  • To enforce its rights against users or in connection with a breach by user of this Privacy and Security Policy or the ONESTPAY™’s Terms of Use
  • To prevent prohibited or illegal activities
  • When required by any applicable law, rule regulation, subpoena, or other legal processes.

User’s Data May Be Transferred Upon Change Of Control But Only In Accordance With This Policy
Personal information may be transferred to a third party as a result of a sale, acquisition, merger, reorganization, or other change of control. If ONESTPAY™ sells, merges, or transfers any part of its business, part of the sale may include the users’ personal information. If so, the user will be asked if they would like to stop receiving promotional information following any change of control.

User Can Transport Or Delete Their Data
Every user’s data is theirs. Users can remove it anytime they want. When one requests ONESTPAY™ to delete their account for the Service, their data will be permanently expunged from ONESTPAY™’s primary production servers and further access to the user’s account will not be possible. ONESTPAY™ will also promptly disconnect any connection it had established with the user’s Account Information and delete all account credentials. However, portions of the data, consisting of aggregate data derived from their Account Information may remain on its production servers indefinitely. Their data may also remain on a backup server or media. ONESTPAY™ keeps these backups to ensure its continued ability to provide the Service to the user in the event of malfunction or damage to its primary production servers. ONESTPAY™ also reserves the right to use any aggregated or anonymous data derived from or incorporating user’s personal information.

E-mail Communications From ONESTPAY™
ONESTPAY™ provides its registered customers with weekly summaries of their Account Information and e-mail alerts. It also allows users to subscribe to e-mail newsletters and from time to time, may transmit e-mails promoting ONESTPAY™ or third-party goods or services.
ONESTPAY™ subscribers have the ability to opt-out of receiving its promotional e-mails and to terminate their newsletter subscriptions by following the instructions in the e-mails. Opting out in this manner, however, will not end transmission of service-related e-mails, such as e-mail alerts.

Users Are Responsible For Maintaining The Confidentiality Of Their Login ID And Password
ONESTPAY™ maintains strict rules to help prevent others from guessing the user’s password. It also recommends that users change their password periodically. Users are responsible for maintaining the security of their Login ID and Password. They may not provide these credentials to any third party. If the users believe that the credentials have been stolen or been made known to others, they must contact ONESTPAY™ immediately. But in any event, user should change their password immediately via the Service. ONESTPAY™ is not responsible if someone else accesses the user’s account through Registration Information they have obtained from the user or through a violation by the user of this Privacy and Security Policy or the ONESTPAY™’s Terms of Use.
If the user has a security-related concern, please contact ONESTPAY™. ONESTPAY™ will work closely with the user to ensure a rapid and personal response to their concerns.

ONESTPAY™ Posts Updates On Its Website Whenever There Is A Change In Its Privacy and Security Policy
ONESTPAY™ updates its Privacy & Security Policy periodically. Changes take effect immediately upon updating.

Contact ONESTPAY™ If You Have Any Questions Or Concerns
If you have questions, comments, concerns or feedback regarding the Privacy and Security Policy or any other privacy or security concern, send us an e-mail.


PRIVACY FAQ

Why does ONESTPAY™ collect (and use) my data?
At ONESTPAY™, our aim is to give the users the best possible buying experience across our website. This involves letting us know some information about our visitors. For instance, you surfing and reading about certain products shall help us understand your interests. This information helps us select the types of products we show you in certain parts of the site.


What type of data is collected about me when I’m accessing ONESTPAY™?
There are primarily two different types of data, which are collected based on the different services you opt for. There are mainly two types of data collection: direct and indirect.

  • Direct data- This collection implies that you are submitting your data to us willingly. For instance, if you create an account with ONESTPAY™, you submit your email address to set up an account and personalize it.
  • Indirect data- This type of data collection happens when you passively interact with our site. Our tracking technologies collect data about your surfing behavior, like which items you surf on our website.

What does ONESTPAY™ do with data it collects on me?
The specific data we use depends on our offering, and how you access it. We also use data collected from you to deliver tailor made experience, this includes marketing and advertising.


How does ONESTPAY™ keep my data safe?
We have our organizational, technological and physical safeguards in place to keep your data secure internally. We are dedicated to creating, maintaining and regularly upgrading the measures we undertake to protect your data.


What are some ways I can protect my data?
We encourage our readers to take pro-active steps in order to safeguard their own data. We have our Privacy Policy to help you further.